Title Insurance FAQs

What is title insurance?

Title insurance is an insurance policy that protects the holder against losses should the condition of the title be other than as insured. Unlike other insurance policies, it protects against occurrences in the past and reimburses you for the amount of your covered losses.

Do I need title insurance?

Yes. The essence of property ownership is that you can freely occupy, use, sell or pledge it in any way you see fit. Title insurance covers these rights and protects your investment.

What does title insurance protect against?

Title insurance protects against a nearly endless number of possibilities, ranging from forgery and impersonation to improperly recorded deeds and erroneous or inaccurate legal descriptions. For a complete list or to discuss your concerns with a title insurance professional, contact Velocity Title.

How much does title insurance cost?

It varies depending on the cost of the house and the price of title insurance set by the state where the property is located. Unlike other kinds of insurance, you only need to pay once.

How long does title insurance last?

After paying the premium once, title insurance remains active for as long as you or your heirs own the property.

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